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  <!-- Homepage -->
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    <loc>https://afterward.com.au/</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
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  <!-- About -->
  <url>
    <loc>https://afterward.com.au/about</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Core guide pages -->
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    <loc>https://afterward.com.au/what-to-do-first</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://afterward.com.au/estate-checklist</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://afterward.com.au/centrelink-government</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://afterward.com.au/banks-accounts</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://afterward.com.au/super-insurance</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://afterward.com.au/probate-guide</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/executor-guide</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- State-specific pages -->
  <url>
    <loc>https://afterward.com.au/what-to-do-nsw</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://afterward.com.au/what-to-do-vic</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/what-to-do-qld</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/what-to-do-wa</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://afterward.com.au/what-to-do-sa</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Institution-specific pages -->
  <url>
    <loc>https://afterward.com.au/commonwealth-bank-deceased-estate</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/australiansuper-death-benefit</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://afterward.com.au/ato-deceased-estate</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/centrelink-bereavement-payment</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Reference pages -->
  <url>
    <loc>https://afterward.com.au/glossary</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/trusted-partners</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/privacy</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://afterward.com.au/terms</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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